PhonePe is a free application that allows you to make payments using your smartphone. It is only valuable if you're from India, the app doesn't has support for other countries. The app rocks a modern and intuitive layout where you are required to create your own account by providing information such as password, e-mail account, etc. Using this application you can add and manage multiple bank accounts.
And if we are on the topic of bank accounts, PhonePe allows its users to perform transfers between bank accounts. Another use for this software is to recharge your prepaid mobile number for the major operators in India. Thanks to PhonePe you can save time by avoiding completely cash desks and you can pay your electricity and gas bills straight from this application.
In terms of supported languages, this app lets you make transactions in the following translations: English, Hindi, Tamil, Bengali, Telugu, Kannada, Malyalam, Assamese, Gujarati, and Marathi. The developer promises to add more languages very soon. This app works using the Unified Payments Interface (UPI) system and your transactions are made safe and secure. In addition, another good feature is presented inside this tool and you can split bills with your friends and family.