Tala is an application available for the Android platform and you can use it to obtain a credit as long as you're a citizen of Kenya. The fees are quite low and the repayment program is something you can handle. In terms of layout, after you install and launch this app you will be greeted by a very friendly and intuitive design.
The first thing you must do to start the process of getting a loan is to create an account. Inside the interface you are able to sign up by providing all the required information. This platform ensures its users that personal data is kept private and secure. The applying process takes about 5 minutes and you will be approved in seconds. Once your loan is accepted, the money will be sent to your M-Pesa.
If you're a good customer and you pay your loans on time, Tala allows you to improve your status and get loans containing higher amounts of money. In case you don't pay your loan on time, this platform may reduce future loan offers. Besides Kenya, Tala is available in other countries as well, such as Philippines, Mexico, Tanzania and India.